Business credit cards are almost a necessity in today's world, whether you're a small or a large corporation. In fact, small business credit cards are almost more of a necessity to a small than corporate credit cards are to a large corporation or, at the very least, equally important. A business card can help you track your expenses easily. By inspecting the monthly statement, an owner can see where the money is going and, more importantly, by whom. One of the most important advantages of having a card is the access to credit it provides you while helping you to easier manage your cash flow.
Credit card companies specializing in small business credit cards offer many features. Some of these features may include annual and quarterly account summaries, personalized cards with your company name and additional cards for employees. Another advantage of having a business owner having a card is that you can easily keep your expenses separate from your personal expenses. This feature allows owners to know their true profit or loss. It's important that you get the card that's right for your business. The credit history of your business will determine the credit line you'll get. Most large corporations get corporate cards with a larger credit limit because of higher cash flow than small companies. If you're just starting out, you may start off with a smaller credit limit but you can get offers of cash-back and rewards programs that can help you save money.
Business credit cards often come with a 0% introductory APR, which may last a year or more. Another attractive offer is one with 0% intro APR on balance transfers. This feature allows one to transfer balances and make just one payment, with no interest during the introductory period. These types of offers are a great advantage.
Bill Glass, Editor-in-chief, DealsForCreditCards.com - http://www.DealsForCreditCards.com/
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